LoanMinistry of Micro, Small and Medium EnterprisesVerified 19 May 2026
PM Vishwakarma Scheme — Traditional Artisan Support
The PM Vishwakarma Scheme supports traditional artisans and craftspeople in the unorganized sector with training, modern tools, and collateral-free loans up to ₹3 lakh at 5% interest. Eligible trades include 18 traditional crafts like carpentry and tailoring.
Maximum amount
₹3.0L
Typical payout
₹1.0L
Processing time
4–12 weeks
Application window
Open year-round
Check if your startup qualifies for PM Vishwakarma Scheme — Traditional Artisan Support
Answer a few questions about your company and get a free, personalised eligibility report across all active government schemes — including PM Vishwakarma.
Idea Stage, Pre-Revenue, Early Stage (Revenue < ₹1Cr)
States
All India (nationwide)
Sectors
manufacturing, retail, other
Documents required
1
Aadhaar Card
Must be active and legally registered to authenticate identity.
Tip: Ensure your Aadhaar details are up-to-date and linked to your current mobile number.
2
Aadhaar-Linked Mobile Number
Required to receive mandatory One-Time Passwords (OTPs) for verification.
Tip: Verify that your mobile number is linked to Aadhaar before starting the application.
3
Bank Account Details
Must include bank name, account number, and IFSC code. The account must be Aadhaar-seeded for direct financial assistance.
Tip: Check that your bank account is linked to Aadhaar to receive financial benefits directly.
4
Ration Card
Required to confirm family composition and restrict eligibility to one member per household.
Tip: Have a scanned copy ready if applying online.
5
Family Aadhaar Cards
Required strictly if the household lacks a formal Ration Card. Provide individual Aadhaar cards for every family member.
Tip: Compile each family member’s Aadhaar in a single document for ease of submission.
6
Caste Certificate
Required if the applicant belongs to reserved categories (SC / ST / OBC).
Tip: Obtain a recent caste certificate from the appropriate local authority.
7
PAN Card
Recommended for smoother background handling during credit evaluation.
Tip: Ensure your PAN details are clear and legible for submission.
How to apply for PM Vishwakarma
1
Visit the PM Vishwakarma Portal, enter Aadhaar details and mobile number for OTP verification.Open portal
2
Head to a local CSC for biometric authentication using fingerprint or iris scan.Open portal
3
Complete the form with trade specifics, bank details, and family information. Refer to the Official CSC Registration Booklet.Open portal
4
Undergo a three-stage verification process: Local (Gram Panchayats/Urban Bodies), District Committee, and State/National Screening.
5
Complete mandatory 5-day Basic Skill Training to activate benefits.
Frequently asked questions
Who is eligible for PM Vishwakarma?
PM Vishwakarma is available to Proprietorship, Partnership Firm companies at the Idea Stage, Pre-Revenue, Early Stage (Revenue < ₹1Cr) stage, across all Indian states (nationwide).
How much funding does PM Vishwakarma provide?
PM Vishwakarma provides up to ₹3.0L. Most applicants receive around ₹1.0L. This is a loan product — repayment is required.
How long does PM Vishwakarma approval take?
The typical processing time from submission to disbursement is 4–12 weeks.
Is PM Vishwakarma currently accepting applications?
Yes, PM Vishwakarma is currently active and accepting applications. Application window: Open year-round.
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