LoanMinistry of Finance, Government of IndiaVerified 19 May 2026

Pradhan Mantri MUDRA Yojana — Kishore Category

The Pradhan Mantri MUDRA Yojana — Kishore Category offers loans up to ₹5,00,000 to micro and small enterprises for equipment purchase or working capital needs. It aims to enhance MSME growth and financial inclusion.

Maximum amount
₹5.0L
Typical payout
₹3.0L
Processing time
1–4 weeks
Application window
Open year-round

Check if your startup qualifies for Pradhan Mantri MUDRA Yojana — Kishore Category

Answer a few questions about your company and get a free, personalised eligibility report across all active government schemes — including MUDRA Kishore.

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Eligibility criteria

Company type
Private Limited, LLP, One Person Company, Proprietorship, Partnership Firm
Stage
Pre-Revenue, Early Stage (Revenue < ₹1Cr)
States
All India (nationwide)
Sectors
saas, ai, fintech, healthtech, edtech, d2c, manufacturing, food_processing, agritech, cleantech, logistics, retail, textile, pharma, biotech, chemicals, engineering, media, other

Documents required

1
Duly Filled Application Form
Official Kishore category PMMY application form with 2 recent passport-sized color photographs.
Tip: Ensure the form is completely filled and photographs are recent.
2
Proof of Identity
Self-attested copy of Aadhaar Card for Know Your Customer verification.
Tip: Cross-check the details on Aadhaar.
3
Proof of Identity
Self-attested copy of PAN Card for Know Your Customer verification.
Tip: Ensure your PAN is linked to your bank account.
4
Proof of Residence
Recent electricity bill, telephone bill, or property tax receipt (not older than 2 months).
Tip: Only submit the most recent bill/receipt available.
5
Proof of Business Identity/Address
Copies of relevant business licenses, registration certificates, or Udyam Registration Certificate.
Tip: Use the Udyam Registration Certificate for streamlined processing.
6
Bank Statements
Official account statements from your existing banker for the last 6 months.
Tip: Ensure all transactions are clearly readable.
7
Asset Purchase Proof
Formal proforma invoices or quotes for the machinery, vehicles, or equipment to be purchased with the loan money.
Tip: Ensure quotes are valid and reflect current market rates.
8
Unaudited balance sheets
Required for loans of ₹2 Lakhs and above — unaudited balance sheets of the business unit for the last 2 years.
Tip: Prepare balance sheets with attention to detail.
9
Income Tax Returns
ITR or Sales Tax/GST returns of the last 2 years required for loans of ₹2 Lakhs and above.
Tip: Verify returns are filed correctly.
10
Projected balance sheet
Required for working capital limits or term loans — projected balance sheet for 1 year or entire loan duration.
Tip: Project realistic and achievable financial outcomes.
11
Current Financial Year Sales
Up-to-date sales figures for the ongoing financial year up to the date of submitting your form.
Tip: Provide accurate figures verified by an accountant.
12
Social Category Proof
Self-attested certificate proving SC, ST, OBC, or Minority status if applicable.
Tip: Ensure correct format as per latest government norms.
13
Partnership/Corporate Records
Certified Partnership Deed or MoA/AoA if the business is not a sole proprietorship.
Tip: Documents must be certified by a recognized authority.

How to apply for MUDRA Kishore

1
Register your Business Online on the Udyam Registration Portal.Open portal
2
Visit the Jan Samarth Portal or the PSB Loans in 59 Minutes Portal to complete your digital profile.Open portal
3
Register and upload your business profile on the Udyami Mitra Portal.Open portal
4
Fill out the application details, upload documents, and submit to generate your Application Reference Number.

Frequently asked questions

Who is eligible for MUDRA Kishore?

MUDRA Kishore is available to Private Limited, LLP, One Person Company, Proprietorship, Partnership Firm companies at the Pre-Revenue, Early Stage (Revenue < ₹1Cr) stage, across all Indian states (nationwide).

How much funding does MUDRA Kishore provide?

MUDRA Kishore provides up to ₹5.0L. Most applicants receive around ₹3.0L. This is a loan product — repayment is required.

How long does MUDRA Kishore approval take?

The typical processing time from submission to disbursement is 1–4 weeks.

Is MUDRA Kishore currently accepting applications?

Yes, MUDRA Kishore is currently active and accepting applications. Application window: Open year-round.

Ready to apply for Pradhan Mantri MUDRA Yojana — Kishore Category?

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Information is based on publicly available scheme guidelines. Last verified 19 May 2026. Always verify with official sources before applying.