LoanMinistry of Finance, Department of Financial ServicesVerified 19 May 2026

Pradhan Mantri MUDRA Yojana — Tarun Category

The Pradhan Mantri MUDRA Yojana Tarun Category provides collateral-free loans from ₹5 Lakh to ₹10 Lakh for non-farm, non-corporate micro and small enterprises seeking capital for expansion. It covers activities in manufacturing, trading, and services.

Maximum amount
₹10.0L
Typical payout
₹5.0L
Processing time
1–4 weeks
Application window
Open year-round

Check if your startup qualifies for Pradhan Mantri MUDRA Yojana — Tarun Category

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Eligibility criteria

Company type
Proprietorship, Partnership Firm, Private Limited, LLP
Stage
Pre-Revenue, Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr)
States
All India (nationwide)
Sectors
retail, food_processing, services, manufacturing, textile, transport, healthtech, other

Documents required

1
Aadhaar Card
Self-attested copy as proof of identity.
Tip: Ensure the Aadhaar card is updated with the latest address details.
2
PAN Card
Self-attested copy as proof of identity.
Tip: Verify that your PAN card is valid and matches your registered business name.
3
Voter's ID Card
Alternative proof of identity. Choose one from Aadhaar, PAN, Voter's ID, Driving License, or Passport.
Tip: Ensure the Voter's ID matches your current address details.
4
Driving License
Alternative proof of identity. Choose one from Aadhaar, PAN, Voter's ID, Driving License, or Passport.
Tip: Ensure the Driving License is not expired and has the correct information.
5
Passport
Alternative proof of identity. Choose one from Aadhaar, PAN, Voter's ID, Driving License, or Passport.
Tip: Ensure the Passport has not expired and is valid for identification.
6
Electricity Bill
Recent bill as proof of residence. Must not be older than 2 months.
Tip: Download the latest bill from your service provider's website.
7
Telephone Bill
Recent bill as proof of residence. Must not be older than 2 months.
Tip: Ensure the latest bill is paid and reflects the current address.
8
Property Tax Receipt
Proof of residence not older than 2 months.
Tip: Acquire the latest receipt from your local municipal office.
9
Udyam Registration
Certificate proving business identity and address.
Tip: Ensure the registration is updated with current business details.
10
Bank Statements
Statement of accounts from your existing banker for the last 6 months.
Tip: Download the statements directly from your online banking portal.
11
SC/ST/OBC/Minority Certificate
Provide if applying under specific social categories.
Tip: Ensure the certificate is valid and issued by a competent authority.
12
Unaudited Balance Sheets
Balance sheets for the last 2 years along with sales/turnover achieved during the current financial year.
Tip: Prepare financial summaries and have them ready for lender evaluation.
13
Asset & Liability Statement
Declaration of personal assets and liabilities from the borrower/partners.
Tip: List all assets and liabilities clearly to avoid discrepancies later.
14
Project Report
Business plan outlining technical and economic feasibility, projected cash flows, and estimated balance sheets.
Tip: Consult a financial advisor if necessary to strengthen your business plan.
15
Proforma Invoices/Quotations
Official quotes for any machinery, equipment, or commercial vehicles being purchased with the loan funds.
Tip: Seek competitive quotes from multiple vendors to validate expenditures.

How to apply for MUDRA Tarun

1
Check Eligibility Online via JanSamarth Eligibility Calculator.Open portal
2
Complete your primary registration via the JanSamarth Registration System using your active mobile number.Open portal
3
Fill the Digital Application by populating the PMMY form and uploading digital bank statements.
4
Select a Preferred Lender and submit digital applications.
5
Download physical forms from the MUDRA Application Repository if opting for offline submission.Open portal

Frequently asked questions

Who is eligible for MUDRA Tarun?

MUDRA Tarun is available to Proprietorship, Partnership Firm, Private Limited, LLP companies at the Pre-Revenue, Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr) stage, across all Indian states (nationwide).

How much funding does MUDRA Tarun provide?

MUDRA Tarun provides up to ₹10.0L. Most applicants receive around ₹5.0L. This is a loan product — repayment is required.

How long does MUDRA Tarun approval take?

The typical processing time from submission to disbursement is 1–4 weeks.

Is MUDRA Tarun currently accepting applications?

Yes, MUDRA Tarun is currently active and accepting applications. Application window: Open year-round.

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Information is based on publicly available scheme guidelines. Last verified 19 May 2026. Always verify with official sources before applying.