LoanMinistry of Finance, Government of IndiaVerified 7 May 2026Official source

Pradhan Mantri MUDRA Yojana — Tarun Plus Category

The Pradhan Mantri MUDRA Yojana under Tarun Plus category provides collateral-free loans for expanding micro-enterprises ranging from ₹10 lakh to ₹20 lakh. The scheme requires previous borrowing and successful repayment under the Tarun category and is open to various legal entities.

Maximum amount

₹20.0L

Typical payout

₹15.0L

Processing time

1–4 weeks

Application window

Open year-round

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Eligibility criteria

Company type: Private Limited, LLP, One Person Company, Proprietorship, Partnership Firm
Stage: Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr)
States: All India (nationwide)
Sectors: saas, ai, fintech, healthtech, edtech, d2c, manufacturing, food_processing, agritech, cleantech, logistics, retail, textile, pharma, biotech, chemicals, engineering, media, other
Prerequisites: Udyam (MSME) registration required

Documents required

Self-attested copy of Aadhaar Card

Proof of identity for the applicant. Mandatory for loan application.

Tip: Ensure the Aadhaar card details are up-to-date to avoid discrepancies.

Self-attested copy of PAN Card

Proof of identity and financial tracking. Mandatory for loan application.

Tip: Check that the PAN card is linked to your current address and other IDs.

Voter’s ID Card, Passport, or Driving License

Alternate proof of identity if Aadhaar or PAN are unavailable. Conditional upon applicant's documents in possession.

Tip: Choose one document as a supplementary identity proof.

Government-issued proof of residence

Recent electricity/telephone bill, property tax receipt, or Aadhaar card for verification of residence. Mandatory.

Tip: Ensure the document is less than 2 months old for bills; otherwise, other proofs should show current address details.

Proof of Prior Tarun Category Loan

Account proof and loan closure certificate confirming successful repayment of previous Tarun loan.

Tip: Contact your previous lender for the closure certificate if not already in possession.

Shop establishment license or GST registration certificate

Business identity proof. Either shop establishment license or GST registration is mandatory.

Tip: Ensure all business licenses are current and registration details are correct.

Audited/Unaudited Balance Sheets and Income Tax Returns

Financial documents for last two years required as income proof. Mandatory for understanding business performance.

Tip: Have these documents audited by a professional accountant to ensure accuracy.

Current Sales/Revenue Statement

Proof of current year sales performance. Mandatory to demonstrate financial health of the business.

Tip: Maintain updated sales records and ensure accuracy before submission.

Last 6 months’ Bank Statements

Bank account statements needed for financial review. Mandatory for assessing transaction history.

Tip: Collect statements from your primary operating bank to show continual business activity.

Two recent passport-size photographs

Photographic identification to accompany the application. Mandatory.

Tip: Ensure the photographs are recent and clear.

Machinery/Equipment Quotations

Not applicable to all; needed if new equipment purchase is part of the expansion plan. Conditional.

Tip: Obtain formal quotes from reputable suppliers.

Detailed Project Report

Mandatory for evaluating the viability of the expansion project.

Tip: Include all necessary technical and economic forecasts within the report.

Social Category Proof

Needed if claiming incentives for SC/ST/OBC/Minority. Conditional.

Tip: Ensure the certificate is valid and issued by a competent authority.

Asset & Liability Statement

Declaration of personal net worth and liabilities by promoters/partners. Conditional if requested by lender.

Tip: Keep a detailed and up-to-date personal financial statement ready.

How to apply for MUDRA Tarun Plus

Verify your eligibility by completing the basic identity questionnaire and selecting 'Business Loan - PMMY'.

Select the Tarun Plus category to determine the specific financing target.

Fill in personal, past Mudra performance, and operational data in the application form.

Upload all required documents such as KYC, ITRs, and current business proof.

Alternative option: Log in to a major public lender’s portal, such as Union Bank of India Mudra STP Portal, to apply directly.Open portal

Frequently asked questions

Who is eligible for MUDRA Tarun Plus?

MUDRA Tarun Plus is available to Private Limited, LLP, One Person Company, Proprietorship, Partnership Firm companies at the Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr) stage, across all Indian states (nationwide). Udyam (MSME) registration is required.

How much funding does MUDRA Tarun Plus provide?

MUDRA Tarun Plus provides up to ₹20.0L. Most applicants receive around ₹15.0L. This is a loan product — repayment is required.

How long does MUDRA Tarun Plus approval take?

The typical processing time from submission to disbursement is 1–4 weeks.

Is MUDRA Tarun Plus currently accepting applications?

Yes, MUDRA Tarun Plus is currently active and accepting applications. Application window: Open year-round.

Do I need Udyam registration for MUDRA Tarun Plus?

Yes, Udyam (MSME) registration is required. Register at udyamregistration.gov.in before applying.

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Information is based on publicly available scheme guidelines. Last verified 7 May 2026. Always verify with official sources before applying.