LoanDepartment of Industries and Commerce, Government of RajasthanVerified 22 May 2026Official source

Rajasthan Financial Corporation — MSME Term Loan

The Rajasthan Financial Corporation provides loans up to ₹5 crore to MSMEs for setting up, expanding, or modernizing operations in manufacturing, services, and trade sectors.

Maximum amount
₹5.0Cr
Typical payout
₹30.0L
Processing time
4–6 weeks
Application window
Open year-round

Check if your startup qualifies for Rajasthan Financial Corporation — MSME Term Loan

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Eligibility criteria

Company type
Private Limited, LLP, Proprietorship, Partnership Firm
Stage
Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr)
States
Rajasthan
Sectors
manufacturing, food_processing, textile, leather, chemicals, handicrafts, engineering, other
Prerequisites
  • Udyam (MSME) registration required

Documents required

1
Udyam Registration Certificate
Formal printout from the Ministry of MSME portal required to establish MSME status.
Tip: Ensure your business is registered on the MSME portal and download the certificate from there.
2
Detailed Project Report (DPR)
Comprehensive layout detailing land, building, machinery costs, raw materials, cash flows, and projected financial statements for 3 to 5 years.
Tip: Work with a consultant to prepare a thorough and accurate DPR.
3
PAN Cards, Aadhaar Cards, Address Proofs and Passport photos
KYC documents required for all promoters, partners, or directors. Includes PAN, Aadhaar, and address proof.
Tip: Ensure all documents are up-to-date and legally valid.
4
PAN Cards, Aadhaar Cards, Address Proofs and Passport photos
KYC documents required for all promoters, partners, or directors. Includes PAN, Aadhaar, and address proof.
Tip: Ensure all documents are up-to-date and legally valid.
5
Partnership Deed, LLP Agreement, or Memorandum & Articles of Association (MoA/AoA) with Incorporation Certificate
Legal identity documents needed to validate the organizational structure and incorporation.
Tip: Keep original and certified copies ready for submission.
6
Land Ownership/Allotment Proof
Includes RIICO allotment letter, registered sale deed, or leased leasehold land papers.
Tip: Ensure registration and title documents are valid and up-to-date.
7
Industrial Land Conversion Order
Order converting agricultural land to industrial use, required for industrial projects.
Tip: Acquire the necessary approvals from local authorities for land conversion.
8
Audited Balance Sheets and Income Tax Returns (ITR) of the last 3 financial years
Provides a financial history of the promoters/firm, waived for greenfield startups.
Tip: Ensure audits are conducted by a certified auditor.
9
Power Assurance Letter
Letter of clearance or electricity load commitment needed for units outside official RIICO zones.
Tip: Obtain from the relevant electricity supply board.
10
Quotations for Plant and Machinery
Formal proforma invoices from verified machinery suppliers.
Tip: Gather multiple quotes to ensure competitive pricing.
11
State Pollution Clearance
No Objection Certificate from the Rajasthan State Pollution Control Board.
Tip: Check specific pollution board requirements and apply well in advance.
12
Credit Reference Affidavits
Declarations and credit score statements from Gazetted Officers or trusted RFC borrowers.
Tip: Identify trusted referees who can provide the necessary credit references.

How to apply for RFC Loan

1
Register on the Rajasthan Single Sign-On (SSO) Portal to create a digital SSO ID.Open portal
2
Log into the state's investor portal via the Rajasthan Single Window Clearance System.Open portal
3
Fill out the Composite Application Form (CAF) for the term loan and upload mandatory documents.Open portal
4
Pay the non-refundable processing fees online according to the loan bracket.
5
Submit a physical copy of the application to the local RFC branch or the Head Office in Jaipur.

Frequently asked questions

Who is eligible for RFC Loan?

RFC Loan is available to Private Limited, LLP, Proprietorship, Partnership Firm companies at the Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr) stage, across Rajasthan. Udyam (MSME) registration is required.

How much funding does RFC Loan provide?

RFC Loan provides up to ₹5.0Cr. Most applicants receive around ₹30.0L.

How long does RFC Loan approval take?

The typical processing time from submission to disbursement is 4–6 weeks.

Is RFC Loan currently accepting applications?

Yes, RFC Loan is currently active and accepting applications. Application window: Open year-round.

Do I need Udyam registration for RFC Loan?

Yes, Udyam (MSME) registration is required. Register at udyamregistration.gov.in before applying.

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Information is based on publicly available scheme guidelines. Last verified 22 May 2026. Always verify with official sources before applying.