LoanMinistry of Finance (Department of Financial Services)Verified 19 May 2026

Stand-Up India — SC/ST and Women Entrepreneurs

Stand-Up India aims to promote entrepreneurship by providing loans from ₹10 lakh to ₹1 crore for SC, ST, and women entrepreneurs to launch businesses in manufacturing, services, trading, or allied sectors.

Maximum amount
₹1.0Cr
Typical payout
₹25.0L
Processing time
3–8 weeks
Application window
Open year-round

Check if your startup qualifies for Stand-Up India — SC/ST and Women Entrepreneurs

Answer a few questions about your company and get a free, personalised eligibility report across all active government schemes — including Stand-Up India.

Check eligibility — free

Eligibility criteria

Company type
Private Limited, LLP, Proprietorship, Partnership Firm
Stage
Idea Stage, Pre-Revenue, Early Stage (Revenue < ₹1Cr)
States
All India (nationwide)
Sectors
manufacturing, services, retail, food_processing, textile, other

Documents required

1
PAN Card
Mandatory proof of identity required for the application.
Tip: Ensure your PAN is linked to your Aadhaar and is up to date to avoid processing delays.
2
Aadhaar Card
Mandatory proof of identity for residents of India.
Tip: Check your details on the Aadhaar card to make sure they are correct and match your application.
3
Caste Certificate
Official document proving SC/ST category status issued by a competent authority (if applying under SC/ST quota).
Tip: Ensure the caste certificate is issued by a recognized government authority.
4
Property Tax Receipt or Utility Bills
Recent electricity bills, telephone bills, or property tax receipts as proof of residence.
Tip: Recent bills should be within the last 3 months to be considered valid.
5
Memorandum and Articles of Association (MoA/AoA)
Required if the business is registered as a company to prove incorporation.
Tip: Ensure the document is duly signed and includes all amendments if any.
6
Shareholding Proof
Evidence proving that at least 51% of the controlling interest is held by the SC/ST or Woman entrepreneur.
Tip: Arrange for a notarized statement if necessary to validate shareholding status.
7
Project Report
Detailed business plan, market analysis, and financial viability assessment.
Tip: Engage a professional to draft the report for better accuracy and acceptance.
8
No-Default Statement
Declaration or banker verification showing the applicant is not a defaulter at any bank or financial institution.
Tip: Obtain a formal letter from your bank stating no overdue loans.
9
Lease/Title Deeds
Photocopies of lease/title deeds if business premises are rented or owned.
Tip: Ensure that all documentation is signed and legally binding.
10
Pollution Control Board Clearance
Certificate required for manufacturing setups showing compliance with pollution control norms.
Tip: Apply well in advance as obtaining clearance may take time.
11
Udyam Registration Certificate
Required to establish business status under MSME guidelines.
Tip: Register online through the official Udyam portal to ensure authenticity.
12
Income Tax Returns
Latest income tax returns along with asset & liability statement of promoters/guarantors.
Tip: Consult a tax advisor to ensure accurate submission of ITR documents.
13
Projected Balance Sheets
Financial forecasts for 2 years for working capital limits, and for the full loan tenure for term loans.
Tip: Prepare projections with professional help, especially for loans over ₹25 lakhs.

How to apply for Stand-Up India

1
Visit the Standup Mitra Registration Page to initialize your profile.Open portal
2
Complete the screening questionnaire. The portal will classify you as a 'Ready Borrower' or a 'Trainee Borrower'.
3
Fill out the extensive digital loan application form with project costs, required fund breakdowns, and personal credentials.
4
Digitally upload the mandatory certificates, business blueprints, and identity papers directly to the platform.
5
Pick your preferred Scheduled Commercial Bank and local branch from the digital registry.
6
Alternatively, skip the digital portal and walk directly into any Scheduled Commercial Bank branch or meet your area's Lead District Manager (LDM).

Frequently asked questions

Who is eligible for Stand-Up India?

Stand-Up India is available to Private Limited, LLP, Proprietorship, Partnership Firm companies at the Idea Stage, Pre-Revenue, Early Stage (Revenue < ₹1Cr) stage, across all Indian states (nationwide).

How much funding does Stand-Up India provide?

Stand-Up India provides up to ₹1.0Cr. Most applicants receive around ₹25.0L. This is a loan product — repayment is required.

How long does Stand-Up India approval take?

The typical processing time from submission to disbursement is 3–8 weeks.

Is Stand-Up India currently accepting applications?

Yes, Stand-Up India is currently active and accepting applications. Application window: Open year-round.

Ready to apply for Stand-Up India — SC/ST and Women Entrepreneurs?

Find out in minutes if you meet the eligibility criteria — and discover every other government scheme your startup qualifies for, at no cost.

Check eligibility — free

Information is based on publicly available scheme guidelines. Last verified 19 May 2026. Always verify with official sources before applying.