LoanDST (Technology Development Board)Verified 11 May 2026Official source

Technology Development Board — Commercialisation Soft Loan

Provides soft loans at 5% interest and equity participation for commercialising indigenously developed technology. Covers up to 50% of total project cost, typically ₹1–10 Cr. Suitable for tech startups and MSMEs moving from prototype to commercial scale.

Maximum amount
₹10.0Cr
Typical payout
₹3.0Cr
Processing time
16–36 weeks
Application window
Rolling with sector-specific open calls. Monitor tdb.gov.in — typically 2-3 calls per year.

Eligibility criteria

Company type
Private Limited, LLP
Stage
Pre-Revenue, Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr)
States
All India (nationwide)
Sectors
ai, iot, cleantech, healthtech, agritech, manufacturing, pharma, biotech, deeptech, aerospace, other

Documents required

1
Technology Description
Detailed description of the technology, its novelty, and IP ownership
Tip: Must clearly demonstrate indigenous development — foreign technology licensed is not eligible
2
Detailed Project Report (DPR)
Full DPR with scope, budget, milestones, and ROI projections
Tip: Include commercialisation plan, not just R&D — TDB funds the manufacturing/scale-up phase
3
Incorporation Certificate + MoA/AoA
Company registration and constitutional documents
4
Audited Financials
Balance sheet, P&L, and cash flow statements
Tip: For startups without 2-year history, provide available financials + projections
5
Collateral / Security Details
Details of assets offered as loan security
Tip: TDB requires security for loans above ₹1 Cr — plan ahead
6
IP Documentation
Patents, trade secrets, or technology transfer agreements
Tip: Patents significantly strengthen the application

How to apply for TDB

1
Visit tdb.gov.in and review current open calls — TDB issues sector-specific calls periodicallyOpen portal
2
Register on TDB portal and submit Letter of Intent (LoI) with brief project description
3
If LoI is accepted, submit full Detailed Project Report with financials and milestones
4
TDB conducts site visit and expert technical evaluation (8-16 weeks)
5
Board approval followed by loan agreement; disbursement in tranches against milestones

Does your startup qualify for TDB?

Answer a few questions about your company and get a personalised eligibility report across all active government schemes — including TDB.

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Frequently asked questions

Who is eligible for TDB?

TDB is available to Private Limited, LLP companies at the Pre-Revenue, Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr) stage, across all Indian states (nationwide).

How much funding does TDB provide?

TDB provides up to ₹10.0Cr. Most applicants receive around ₹3.0Cr. This is a loan product — repayment is required.

How long does TDB approval take?

The typical processing time from submission to disbursement is 16–36 weeks.

Is TDB currently accepting applications?

Yes, TDB is currently active and accepting applications. Application window: Rolling with sector-specific open calls. Monitor tdb.gov.in — typically 2-3 calls per year..

Information is based on publicly available scheme guidelines. Last verified 11 May 2026. Always verify with official sources before applying.