GrantMinistry of MSMEVerified 11 May 2026Official source

TREAD — Trade Related Entrepreneurship Assistance and Development

Provides financial assistance specifically for women entrepreneurs through a 30% government grant on project cost (up to ₹7.5L) with the remaining 70% as a bank loan at concessional rates. Delivered through registered NGOs and Self-Help Groups (SHGs) that identify, train, and support women-led businesses in their area.

Maximum amount
₹7.5L
Typical payout
₹3.0L
Processing time
12–24 weeks
Application window
Rolling through registered NGOs. Contact your nearest TREAD-registered NGO to check intake.

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Eligibility criteria

Company type
Private Limited, LLP, One Person Company, Proprietorship
Stage
Idea Stage, Pre-Revenue, Early Stage (Revenue < ₹1Cr)
States
All India (nationwide)
Sectors
manufacturing, food_processing, retail, agritech, handicrafts, handloom, textile, services, other

Documents required

1
Identity and Address Proof
Aadhaar + PAN of the woman entrepreneur
Tip: Aadhaar is preferred
2
Business Plan
Description of proposed business activity and expected income
Tip: Keep it simple — TREAD targets grassroots women entrepreneurs, not high-growth startups
3
Bank Account Details
Savings/current account details for loan disbursement
Tip: Account must be in the woman entrepreneur's name
4
NGO Referral / SHG Membership
Introduction or recommendation from a TREAD-registered NGO or SHG
Tip: Find a TREAD-registered NGO in your district via the MSME portal

How to apply for TREAD

1
Find a TREAD-registered NGO in your district from the MSME portal — the NGO is your entry pointOpen portal
2
The NGO enrolls you in a skill training programme and helps prepare your business proposal
3
NGO submits a consolidated loan proposal to a scheduled bank on behalf of the SHG members
4
Bank sanctions the loan; government releases 30% of loan amount as grant directly to the NGO to disburse to beneficiaries
5
You receive the grant portion as capital subsidy and the remaining 70% as a bank loan at concessional rates

Frequently asked questions

Who is eligible for TREAD?

TREAD is available to Private Limited, LLP, One Person Company, Proprietorship companies at the Idea Stage, Pre-Revenue, Early Stage (Revenue < ₹1Cr) stage, across all Indian states (nationwide).

How much funding does TREAD provide?

TREAD provides up to ₹7.5L. Most applicants receive around ₹3.0L.

How long does TREAD approval take?

The typical processing time from submission to disbursement is 12–24 weeks.

Is TREAD currently accepting applications?

Yes, TREAD is currently active and accepting applications. Application window: Rolling through registered NGOs. Contact your nearest TREAD-registered NGO to check intake..

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Information is based on publicly available scheme guidelines. Last verified 11 May 2026. Always verify with official sources before applying.