LoanMinistry of FinanceVerified 25 May 2026Official source

WEP Track A — Collateral-Free Loans (MUDRA / Stand-Up India)

The Women Entrepreneurship Platform Track A offers collateral-free loans to women entrepreneurs through PMMY and Stand-Up India schemes, aiming to support greenfield projects and micro-enterprises in manufacturing, trading, and services without the need for physical assets as security.

Maximum amount
₹20.0L
Typical payout
₹5.0L
Processing time
1–8 weeks
Application window
Open year-round

Check if your startup qualifies for WEP Track A — Collateral-Free Loans (MUDRA / Stand-Up India)

Answer a few questions about your company and get a free, personalised eligibility report across all active government schemes — including WEP-A.

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Eligibility criteria

Company type
Private Limited, LLP, One Person Company, Proprietorship, Partnership Firm
Stage
Pre-Revenue, Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr)
States
All India (nationwide)
Sectors
services, d2c, manufacturing, food_processing, healthtech, edtech, other

Documents required

1
Aadhaar Card
Identity proof required for all applicants.
Tip: Ensure details match other submitted documents. Can be obtained via UIDAI website.
2
PAN Card
Identity proof required for all applicants.
Tip: Ensure PAN is linked with Aadhaar for seamless processing.
3
Voter ID or Passport
Alternative identity proof options for applicants. Choose one based on availability.
Tip: Ensure the selected ID is current and valid.
4
Recent Utility Bills, Property Tax Receipt, or Lease Agreement
Address proof to validate the residential or business address of the applicant.
Tip: Ensure the address is up-to-date and matches the application.
5
Udyam Registration Certificate
Business proof showing the legal standing of the entity.
Tip: Register on Udyam Portal if not already done.
6
Business License or Partnership Deed
Proof of business operations or legal partnership.
Tip: Ensure licenses are current and deeds are notarized.
7
SC/ST or Minority Certificate
Certificate required for applicants seeking relaxed terms under SC/ST conditions.
Tip: Certificates should be issued by a recognized authority and current.
8
Bank Account Statements (Past 6 Months)
Financial statement to review the financial transactions and stability of the applicant.
Tip: Ensure statements are clear and unambiguous.
9
Passport-sized Photographs
Photographs of all promoters/proprietors for identification purposes.
Tip: Recent, colour photographs adhering to size requirements.
10
Project Report
Required for loans above ₹5 lakh detailing business feasibility and cash flow projections.
Tip: Include a comprehensive business plan with financial and operational details.
11
Income Tax Returns (ITR)
Tax returns needed for existing units or higher loan slabs to assess income history.
Tip: Ensure all IT returns are filed for up to the last three years if possible.
12
Previous Loan Evidence
Proof of successful repayment if applying for a 'Tarun Plus' loan.
Tip: Gather all closure and NOC documents from previous lenders.
13
Rent Agreement
Applicable if the business premises are rented.
Tip: Make sure the agreement is current and duly signed by all parties.

How to apply for WEP-A

1
Navigate to the unified Jan Samarth Portal or the Stand-Up Mitra Portal to complete your profile creation.Open portal
2
Select the appropriate loan category—either Pradhan Mantri MUDRA Yojana or Stand-Up India.Open portal
3
Fill the digital form with business details, ownership, and fund requirements.
4
Upload all required digitized documents including KYC papers, Udyam certificate, and financial logs.
5
Choose preferred lender from Commercial Bank, RRB, or NBFC in the marketplace match list.
6
Submit your application and use the reference number to track progress via the Stand-Up India Application Tracker.

Frequently asked questions

Who is eligible for WEP-A?

WEP-A is available to Private Limited, LLP, One Person Company, Proprietorship, Partnership Firm companies at the Pre-Revenue, Early Stage (Revenue < ₹1Cr), Growth Stage (₹1Cr–₹25Cr) stage, across all Indian states (nationwide).

How much funding does WEP-A provide?

WEP-A provides up to ₹20.0L. Most applicants receive around ₹5.0L.

How long does WEP-A approval take?

The typical processing time from submission to disbursement is 1–8 weeks.

Is WEP-A currently accepting applications?

Yes, WEP-A is currently active and accepting applications. Application window: Open year-round.

Ready to apply for WEP Track A — Collateral-Free Loans (MUDRA / Stand-Up India)?

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Information is based on publicly available scheme guidelines. Last verified 25 May 2026. Always verify with official sources before applying.